BKT.MC: Bankinter, S.A. Financials
BKT.MC Income Statement
Total revenue
Net income
Gross margin TTM
65.43%
Operating margin TTM
34.74%
Net profit margin TTM
23.14%
Return on investment TTM
—
| Period end | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Total revenue | 4,710,327,000 | 5,203,770,000 | 4,377,942,000 | 2,493,105,000 |
| Operating income | 1,636,240,000 | 1,359,698,000 | 1,228,840,000 | 785,037,000 |
| Net income | 1,089,975,000 | 952,971,000 | 844,787,000 | 560,203,000 |
All line items
| Line item | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 |
|---|---|---|---|---|
| Total revenue | 4,710,327,000 | 5,203,770,000 | 4,377,942,000 | 2,493,105,000 |
| Cost of revenue | 1,628,269,000 | 2,121,379,000 | 1,464,226,000 | 230,883,000 |
| Gross profit | 3,082,058,000 | 3,082,391,000 | 2,913,716,000 | 2,262,222,000 |
| Research and development expenses | 0 | 0 | 0 | 0 |
| General and administrative expenses | 461,258,000 | 291,557,000 | 271,478,000 | 254,684,000 |
| Selling and marketing expenses | 0 | 40,686,000 | 40,578,000 | 36,774,000 |
| Selling, general and administrative expenses | 461,258,000 | 332,243,000 | 312,056,000 | 291,458,000 |
| Other expenses | 984,560,000 | 1,390,450,000 | 1,372,820,000 | 1,185,727,000 |
| Operating expenses | 1,445,818,000 | 1,722,693,000 | 1,684,876,000 | 1,477,185,000 |
| Cost and expenses | 3,074,087,000 | 3,844,072,000 | 3,149,102,000 | 1,708,068,000 |
| Net interest income | 2,237,093,000 | 2,278,410,000 | 2,213,501,000 | 1,536,723,000 |
| Interest income | 3,865,362,000 | 4,399,789,000 | 3,677,727,000 | 1,767,606,000 |
| Interest expense | 1,628,269,000 | 2,121,379,000 | 1,464,226,000 | 230,883,000 |
| Depreciation and amortization | 0 | 87,453,000 | 82,069,000 | 80,088,000 |
| EBITDA | 1,636,240,000 | 1,447,151,000 | 1,310,909,000 | 865,125,000 |
| EBIT | 1,636,240,000 | 1,359,698,000 | 1,228,840,000 | 785,037,000 |
| Non-operating income (excl. interest) | 0 | 0 | 0 | 0 |
| Operating income | 1,636,240,000 | 1,359,698,000 | 1,228,840,000 | 785,037,000 |
| Total other income/expenses (net) | -101,062,000 | 0 | 0 | 0 |
| Income before tax | 1,535,178,000 | 1,359,698,000 | 1,228,840,000 | 785,037,000 |
| Income tax expense | 445,202,000 | 406,727,000 | 384,053,000 | 224,834,000 |
| Net income from continuing operations | 1,089,976,000 | 952,971,000 | 844,787,000 | 560,203,000 |
| Net income from discontinued operations | 0 | 0 | 0 | 0 |
| Other adjustments to net income | 0 | 0 | 0 | 0 |
| Net income | 1,089,975,000 | 952,971,000 | 844,787,000 | 560,203,000 |
| Net income deductions | 0 | 0 | 0 | 0 |
| Bottom line net income | 1,089,975,000 | 922,213,000 | 815,881,000 | 544,894,000 |
| EPS | 1 | 1 | 0.91 | 0.61 |
| Diluted EPS | 1 | 1 | 0.91 | 0.61 |
| Weighted average shares outstanding | 898,677,068 | 898,617,256 | 898,620,000 | 898,592,000 |
| Weighted average diluted shares outstanding | 898,677,068 | 898,617,256 | 898,620,000 | 898,592,000 |